Wallace Spalding's Blog Posts

An exciting event for a worthy cause, the Gift of Life Gala is an event that every Louisville resident should consider putting on their calendar.

The Gift of Life Gala will support the National Kidney Foundation. The entertaining evening will feature dinner, dancing, and a live and silent auction. The night’s theme is “A Tribute to Old Vegas. The Gift of Life Gala will be held on February 23^rd at The Gillespie in Louisville (421 West Market Street). The gala begins at 6 p.m. To learn more about this event, call (502) 585-5433 or visit the event page on the city of Louisville website. [Read more…]

Those thinking about bankruptcy should consider it carefully. Bankruptcy can allow you to make a fresh start, but it also comes with a few caveats: for example, your bankruptcy filing will show up on your credit report for 7 to 10 years and lower your credit score.

These caveats shouldn’t prevent you from filing if bankruptcy will truly help you. Many Americans mistakenly believe that if they file for bankruptcy, they will never have good credit again and will never be able to buy a house or car. They think that their finances will be forever ruined, but that is simply not true. [Read more…]

This February in Louisville, residents and visitors can brave the cold and participate in an exciting event for a great cause!

This year marks the 15^th year that the Louisville Polar Plunge has been raising money for the Special Olympics. Since its inception, the Polar Plunge has become one of the Special Olympics’ largest fundraisers, raising over $5 million for Special Olympics programs in Kentucky.

At the Polar Plunge, participants will be “Freezin for a Reason.” [Read more…]

Louisville is the place of beautiful, historic architecture and neighborhoods. Connecting several of those neighborhoods in Frankfort Avenue.

Frankfort Avenue connects St. Matthews, Clifton, and Crescent Hill. Bursting with character, The Avenue boasts numerous charming and unique shops, boutiques, studios, galleries, and more. These attractions include libraries, parks, and attractions like the American Printing House for the Blind. The Avenue is also a culinary center, with over 30 great restaurants occupying a 2.5-mile length of road.

On the last Friday of every month, you have the chance to explore Clifton, Crescent Hill, and Butchertown on a trolley starting at Frankfort Avenue. The trolley ride is completely free and runs from 6-10p.m. The trolley runs along Frankfort Avenue, Mellwood, and Story Avenue. [Read more…]

Louisville is more than just the Kentucky Derby. We have a vast array of cultural and civic events to entertain and educate residents and visitors alike. The Louisville Orchestra is one beloved part of the Louisville arts community, and it’s hosting yet another exciting musical event.

On Thursday, January 24^th, the Louisville Orchestra will present “Classics Goes to the Movies.” The show will feature a tour of favorite songs and scores from classic Hollywood movies. Movie-goers and music buffs will both enjoy listening to performances of these familiar songs.  [Read more…]

When thinking about filing for bankruptcy, most people are overwhelmed or even lost. How do you know if bankruptcy is right for you? On top of that, there are several types of bankruptcy—how do you know which type you should file, or if you even qualify?

Bankruptcy could be the solution that helps you solve your financial troubles and get back on track. However, filing for bankruptcy is a big decision that should be given some thought. If you’re thinking about bankruptcy, the items below are the things that should be on your checklist.  Discuss these with your bankruptcy attorney to make sure that bankruptcy is right for you: [Read more…]

Filing for bankruptcy has helped many people recover from a tough financial situation. Most people, in fact, can get back to normal after a bankruptcy; it just takes time. As I’ve talked about before, bankruptcy is designed to help an honest person get out of debt.

But what happens when a person that’s not honest files for bankruptcy to resolve their debt issues?

A recent CNN article reports the outcome of former baseball star Lenny Dykstra’s bankruptcy fraud case. Lenny Dykstra, who played for the New York Mets and then became a successful investor, filed for bankruptcy in 2009. Dykstra maintained a lavish lifestyle that he could not support through the housing bust.

In his bankruptcy filing, Dykstra listed his assets at $24.6 million and his debts at $37.1 million. His assets included several multi-million dollar homes. As part of his bankruptcy, Dykstra’s personal property was supposed to be used to help pay off his creditors. [Read more…]

This December, ring in the New Year in style on Louisville’s own Mississippi-style steamboat. The Belle of Louisville is the oldest steamboat of its kind in the country, and she takes Louisville passengers on exciting tours of the river.

The New Year’s Eve Dinner Cruise is a family-friendly event that will celebrate the New Year with a delicious dinner and two-hour cruise. The dinner cruise begins boarding at 4:30pm. on December 31^st The boat departs at 5pm and returns at 7pm. Bring your kids for a New Years event that the whole family will enjoy.

Admission to the dinner cruise is $45 for adults and seniors and $30 for children. These prices do not include tax. [Read more…]

To compete in a sea of credit card companies vying for consumers, many companies offer a variety of “extras perks” meant to entice you. These extras might include cash back, mileage rewards, and frequent flyer perks, among others. Some of these extras can be beneficial to the consumer, while some have received criticism for having fine print that makes them impossible to redeem (like black-out dates for redeeming airline miles).

Others, however, go beyond being merely annoying to actually harmful. Certain card-related services pushed on consumers can amount to hundreds of dollars in fees each year—money that few Americans want to pay or can afford.

Often, unsuspecting consumers don’t realize that the extras are unnecessary, have high costs, or even that they were signed up in the first place. Several lawsuits, including one against Capital One Bank, have sought to penalize companies that pressure or mislead consumers into buying extras that they don’t need or want. [Read more…]

Louisville has no shortage of exciting and varied events, from the renowned annual Kentucky Derby to smaller events like the upcoming Highview Holiday Fest.

As yet another fun, family-friendly event celebrating the holidays, the Highview Holiday Fest will feature a variety of activities. Come with your kids and family to look at Highview Park’s beautiful decorations, experience horse-drawn carriage rides, listen to carolers, and enjoy the festival’s refreshments. You and your family can also participate in a tree-decorating contest, and kids can visit with Santa Claus. In addition, businesses in Highview will be showcasing their newest holiday goods. [Read more…]