Is Bankruptcy Right For You?

When you’re struggling to pay your bills, it’s hard to know where to turn. You may be thinking about bankruptcy, but you’re not sure if it’s right for you.

We can help you find the best solution to your financial problems.

At Wallace Spalding Law Office, we’ve helped people in Louisville and the surrounding areas solve their financial problems for more than 25 years. We can talk with you about your rights and options to determine the best option for you. This could be bankruptcy, or it could be one of several alternatives, including:

  • Contacting your creditors to ask for a discount or additional time to pay your debts
  • Seeking the help of a credit counseling service, which can help you manage your bills and work out an arrangement with your creditors that benefits you
  • Borrowing money to pay off your debts, which may replace them with a single loan and one monthly payment. (This could make sense for you if refinancing lengthens your payment period at a lower interest rate.)

Bankruptcy and each of its alternatives has a number of advantages and disadvantages. It’s important to talk to an experienced bankruptcy lawyer to determine the option that’s right for your unique situation, needs, and goals.

Call or email us today to set up a free consultation with a skilled, understanding bankruptcy lawyer in Louisville, KY. We’re here to help you.